Capital Bank Group Records Net Profits of JOD 201 Million in 2025, Up 26%

2026-02-14 - 16:38

Al-Salem: Results Reflect the Strength of the Group’s Business Model and Strong International Confidence in Its Growth Strategy W.N.Capital Bank Group announced its financial results for the year ending on 31 December 2025, reporting a net profit of approximately JOD 201 million, up from JOD 160 million in 2024. This reflects a year-on-year increase of 26% and represents the highest profit in the group’s history. The strong results were driven by balanced growth across the group’s operations in its various markets, improved operational efficiency, enhanced credit portfolio quality, and continued expansion of digital services resulted in strengthening the group’s competitive position in both local and regional markets. Group Chairman Bassem Khalil Al-Salem said that 2025 marked a pivotal milestone in the group’s journey, with key balance sheet indicators showing significant improvement. He noted that total assets grew by approximately 6% to reach around JOD 8.7 billion, while customer deposits stood at nearly JOD 6 billion. Net direct credit facilities increased to approximately JOD 3.9 billion, up from about JOD 3.4 billion in the previous year, reflecting a growth rate of 12.5%. Al-Salem added that the group maintained a robust capital base, recording a capital adequacy ratio above 15% strengthening its capacity to support future growth and expansion. He further noted that international confidence in the group was reflected in the signing of a USD 155 million Green Subordinated Loan Agreement with a consortium of six international lenders. The transaction underscores the strength of the group’s financial position and the credibility of its strategic direction, while...